Gr 3-5 -In Cash , a back-to-school shopping trip offers opportunities for a father and his son and daughter to discuss methods of payment and corresponding banking terms, like PIN and ATM. Loewen includes savvy consumer advice through piggy-bank sidebars on most of the spreads. While Karly is setting up a small business in Lemons , she consequently learns the laws of supply and demand. Interjections of humor make a dry subject more palatable: "Mom smiled. â€˜You did great. That money is called your gross profit.' â€˜Gross?' said Karly. â€˜I don't think so!'" The importance of saving, spending, and giving donations to charity is explained through the eyes of Sam and Josie when they receive their allowances in Save . Flat, digitally prepared cartoons and graphic endnotes enliven all three narratives and make the explanations more concrete for children.-Tanaz Sutaria, John Gomes Elementary, Fremont, CA[Page 193]. Copyright 2005 Reed Business Information.